SMB 向け AI 記帳 — 取引の分類、銀行明細の照合、月次決算の生成を自動化。
Pilot vs Tines AIwhich AI ops agent should you pick in 2026?
AI-powered bookkeeping and CFO services for startups — autonomous monthly close with human reviewers.
Pilot vs Tines AI — specs
| Spec | Pilot | Tines AI |
|---|---|---|
| Agent Rank | 60 / 100 (B) | 75 / 100 (A) |
| Autonomy | Semi-autonomous | Semi-autonomous |
| Pricing | Subscription · from $499 | Subscription · Free tier |
| Open source | No | No |
| Capabilities | Tool use, Memory, RAG | Tool use, Memory |
| Integrations | 4 apps | 4 apps |
| Verified | Verified | Verified |
| Released | Jan 2025 | Apr 2025 |
Agent Rank breakdown
- 自律性
- 8
- 機能
- 6
- 連携
- 2
- 料金
- 4
- 完成度
- 6
- 検証性
- 10
自律性、機能、連携、料金、成熟度、編集部の検証を基に自動算出。デプロイごとに更新されます。 どのように算出されているか?
- 自律性
- 8
- 機能
- 4
- 連携
- 8
- 料金
- 9
- 完成度
- 6
- 検証性
- 10
自律性、機能、連携、料金、成熟度、編集部の検証を基に自動算出。デプロイごとに更新されます。 どのように算出されているか?
Pros & cons
- +AI-driven bookkeeping with human reviewers — best-of-both reliability
- +Tax + R&D credit + CFO services bundled at higher tiers
- +Used by 2,000+ venture-backed startups
- −$499/mo entry is high for pre-seed founders
- −Mostly US-focused — limited international support
- −Less control if you want hands-on involvement in bookkeeping
- +Strongest human-in-the-loop story for security and IT workflows
- +Generous free tier (Community) is genuinely usable in production
- +Story-based composer is easier to read than YAML/JSON IaC alternatives
- −Narrower scope than Zapier / n8n — built for SecOps + ITOps, less for marketing
- −Sales-led above Community tier; pricing not transparent
- −AI agent features are newer than the core automation product
Pricing
- +Monthly bookkeeping
- +P&L + balance sheet
- +Accrual basis
- +Custom reporting
- +Industry-specific
- +A/R + A/P management
- +Dedicated controller
- +CFO services
- +Audit support
- +Unlimited workflows
- +Community connectors
- +Public-cloud only
- +Production support
- +Custom connectors
- +On-prem option
- +Multi-region
- +SSO + audit
- +Premium support SLA
Which one should you pick?
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Frequently asked
Should I pick Pilot or Tines AI in 2026?+
Pick Pilot if its specific capabilities (Tool use, Memory) match what you need. Pick Tines AI if cost is the main constraint. Most working teams running both can use Pilot for primary work and Tines AI for the workflows where its specific strengths matter.
What's the price difference between Pilot and Tines AI?+
Pilot starts at Subscription · from $499; Tines AI starts at Subscription · Free tier. Tines AI is the cheaper entry option. For team deployments the TCO can differ — use the AI Agent Rank TCO calculator for your specific volume.
Which is more autonomous, Pilot or Tines AI?+
Both Pilot and Tines AI are Semi-autonomous agents — neither has a meaningful autonomy advantage over the other. The decision should hinge on capabilities and pricing instead.
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