SMB 向け AI 記帳 — 取引の分類、銀行明細の照合、月次決算の生成を自動化。
Pilot vs Torqwhich AI ops agent should you pick in 2026?
AI-powered bookkeeping and CFO services for startups — autonomous monthly close with human reviewers.
Pilot vs Torq — specs
| Spec | Pilot | Torq |
|---|---|---|
| Agent Rank | 60 / 100 (B) | 67 / 100 (B) |
| Autonomy | Semi-autonomous | Autonomous |
| Pricing | Subscription · from $499 | Subscription |
| Open source | No | No |
| Capabilities | Tool use, Memory, RAG | Tool use, Memory, RAG, Multi-agent |
| Integrations | 4 apps | 5 apps |
| Verified | Verified | — |
| Released | Jan 2025 | Jan 2025 |
Agent Rank breakdown
- 自律性
- 8
- 機能
- 6
- 連携
- 2
- 料金
- 4
- 完成度
- 6
- 検証性
- 10
自律性、機能、連携、料金、成熟度、編集部の検証を基に自動算出。デプロイごとに更新されます。 どのように算出されているか?
- 自律性
- 9
- 機能
- 8
- 連携
- 6
- 料金
- 4
- 完成度
- 7
- 検証性
- 6
自律性、機能、連携、料金、成熟度、編集部の検証を基に自動算出。デプロイごとに更新されます。 どのように算出されているか?
Pros & cons
- +AI-driven bookkeeping with human reviewers — best-of-both reliability
- +Tax + R&D credit + CFO services bundled at higher tiers
- +Used by 2,000+ venture-backed startups
- −$499/mo entry is high for pre-seed founders
- −Mostly US-focused — limited international support
- −Less control if you want hands-on involvement in bookkeeping
- +$1.2B valuation Series D Jan 2026; Forbes "de facto leader" in agentic SOC
- +Hyperautomation roots + agent layer = best of both worlds
- +100+ security tool integrations; widest of any agentic SOC platform
- −Enterprise focus — SMB SOCs find pricing prohibitive
- −Steeper learning curve than newer agent-native competitors
- −Best ROI requires existing SIEM/EDR/SOAR stack to orchestrate
Pricing
- +Monthly bookkeeping
- +P&L + balance sheet
- +Accrual basis
- +Custom reporting
- +Industry-specific
- +A/R + A/P management
- +Dedicated controller
- +CFO services
- +Audit support
- +Agentic workflows
- +100+ integrations
- +Standard SLA
- +Unlimited agents
- +Custom playbooks
- +Strategic CS
- +Air-gapped deployment
- +EU/US data residency
- +Dedicated engineering
Which one should you pick?
Pick Pilot if cost is the main constraint or if you want a vendor we've verified for accessibility and pricing accuracy.
Try Pilot →Affiliate links. We may earn a commission at no extra cost to you.
Frequently asked
Should I pick Pilot or Torq in 2026?+
Pick Pilot if cost is the main constraint or if you want a vendor we've verified for accessibility and pricing accuracy. Pick Torq if you want the highest autonomy and the verification loop is in place. Most working teams running both can use Pilot for primary work and Torq for the workflows where its specific strengths matter.
What's the price difference between Pilot and Torq?+
Pilot starts at Subscription · from $499; Torq starts at Subscription. Pilot is the cheaper entry option. For team deployments the TCO can differ — use the AI Agent Rank TCO calculator for your specific volume.
Which is more autonomous, Pilot or Torq?+
Torq is the more autonomous of the two (Autonomous vs Semi-autonomous). Higher autonomy ships throughput faster but requires verification loops in place — see our autonomous-vs-copilot framing for when each tier wins.
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